img

remittances

1. Internal Transfers:

Al Baraka Bank provides remittances service inside Sudan by the following means:

Through the bank's electronic network, which is characterized by speed.

Issuance of bank checks.

2. External remittances

Al Baraka Bank provides remittances service outside Sudan via the SWIFT network through correspondent banks outside Sudan that cover many countries. We also receive remittances from abroad through a network of correspondents.

For more information, you can visit one of our branches.

Requirements/How to Order:

Phone and hotline:2820

E-mail:info@albaraka.com.sd

img

for investment deposits

These accounts enable customers to deposit specific amounts of money with the bank throughout the year and for specific periods, with the possibility of withdrawing part of the profits monthly under the account, and the final profits and losses are settled at the end of the year. The bank invests these funds in accordance with Islamic formulas, and profits are distributed based on the agreement signed between the two parties and in accordance with the provisions of Islamic Sharia. The account can be opened in Sudanese pounds or in US dollars. This account allows to earn profits in accordance with the principles of Islamic Sharia. The investor obtains a certificate of the deposit indicating the details of the investment.

Advantages:-
    The profits on the deposit are competitive compared to competing banks.
The possibility of opening the account in different currencies (Sudanese pound, Saudi riyal, UAE dirham, US dollar, British pound and Euro).

General Features:-

The investment is made on the basis of absolute speculation, and the depositor authorizes the bank to invest the deposit in projects and operations in which he deems the interest of both parties.
The term of the deposit is one year, starting from January and ending at the end of December of the same year. Deposits that are paid during the year start from the date of their deposit and end at the end of the year in which they were paid.
The net profits resulting from investment deposits, if any, shall be distributed at 30% to the bank (the Mudarib) in return for managing it, and 70% for the depositor (the Rab Al-Maal), and the profits shall be paid in the same currency in which the deposit was made.
The depositor has the right to withdraw the deposit amount or withdraw part of it at any time he wants, and the withdrawn amount is not considered a participant in the speculation unless it remains with the bank for at least three months.

Requirements/How to Order:

Phone and hotline:2820

E-mail:info@albaraka.com.sd

img

ATM card

It is offered to all Al Baraka Bank Sudan customers for free (the first version). When purchasing or withdrawing cash, the customer's account is debited with the transaction appearing in the account statement. Therefore, sufficient balance should be available to cover the value of the withdrawal or purchase.

The maximum number of daily withdrawals is 5 times.

 Take advantage of the point-of-sale services available in shops, hotels and restaurants to pay for purchases.

  The possibility of issuing an additional card (with the possibility of setting withdrawal limits and the number of withdrawal times at the request of the account holder, provided that it does not exceed the maximum limit and the maximum number of daily withdrawals).

 Obtaining a short statement of account for the last six transactions.

 The ability to change your password at any time.

Balance inquiry.

Requirements/How to Order:

Phone and hotline:2820

E-mail:info@albaraka.com.sd

img

internet banking

(Al Baraka Net) Internet Banking Service

"Al Baraka Net" is one of the additional banking channels that the bank provides to its clients to enable them to carry out their banking transactions around the clock and from anywhere in the world.

Al Baraka Net is characterized by flexibility and ease of use through all browsers such as Explorer, Firefox and Safari, in addition to:

Review the account balance.

 Or download the monthly statement of account in PDF EXEL format.

Make transfers between your accounts and soon to any other account in Al Baraka Bank Sudan

Monitor daily exchange rates.

Request an additional check book and ATM card.

· Inquiries about clearing checks.

Reporting the loss of the ATM card or the loss of a check.

Request to issue a letter of credit/guarantee and collect bills of exchange and related reports.

Status report

View your previous transfers.

public services:

Financial calculator

Secure Messaging with the Bank

Report lost documents (cheques, bank cards)

View and update your address and contact details.

To obtain the Al Baraka Net service, please follow the following:

Fill out the online banking service application through the customer services officer of your branch.

Your secure password will be sent to your branch.

Before you start using "Al Baraka Net", we kindly ask you to make the following notes:

Please do not disclose your "Al Baraka Net" password to anyone who was a relative, friend, or bank employee.

Memorize your secret numbers and do not write them down.

Do not rely on anyone to carry out your banking transactions on your behalf.

If you feel that someone knows your password, change it immediately through Albaraka Net.

Pay attention to suspicious correspondence and always make sure that you are on the official website of Al Baraka Bank www.albaraka.com.sd.

Avoid accessing your account through the "Al Baraka Net" service through public computers.

Do not respond to suspicious communications that ask for personal information about you such as your ID number, ATM card number, or your password. We also assure you that Al Baraka Bank will not send you any message asking you to submit personal information.

Make sure you have up-to-date anti-virus and anti-cheat software and always working properly on your device.

For security reasons, when you leave "Al Baraka Net", please press "Logout" and not just close the site page on the screen.

Requirements/How to Order:

Phone and hotline:2820

E-mail:info@albaraka.com.sd

img

albarka messages

Al Baraka SMS service is a new addition to the electronic services offered by Al Baraka Bank of Sudan in the Sudanese banking market. It allows customers to receive short messages on their mobile phone as well as via e-mail, including data on banking movements that are carried out on their accounts with the bank, in addition to information on the latest developments about the services and products that the bank provides to its customers.

   Al-Baraka messages service is the easiest and best way for customers to follow up on their accounts and know the operations that were carried out on them wherever they are, without the need to visit the branch or wait for the account statement to arrive in the mail.

Requirements/How to Order:

Phone and hotline:2820

E-mail:info@albaraka.com.sd

img

POS

Dear Al Baraka Bank customers, can use the ATM card at points of sale in various commercial outlets within the state of Khartoum.

Service Features:-

Use your bank card of Al Baraka Bank or other banks

More than 50 different locations for points of sale within the state of Khartoum.

Use the points of sale to pay your purchases up to EGP 50,000 per day

Requirements/How to Order:

Phone and hotline:2820

E-mail:info@albaraka.com.sd

img

Al Baraka Mobile

Al Baraka mobile application comes as a new and innovative dimension in electronic banking services in terms of the diversity of services available and ease of use in addition to the attractive browsing, which is specially designed to suit the segment of Android users. Banking operations will be at all times and places as long as your mobile phone is with you.

Advantages:-

Account Balance Inquiry

mini account statement

buy electricity

Buying telecommunications recharge cards

Transferring between customer accounts via mobile phone

Transfer to the beneficiary’s account (the sender and the beneficiary are both clients of Al Baraka Bank)

Transferring to the mobile phone banking service customer.

Transfer to a direct debit card Al Baraka Bank

Transfer via mobile Receipt from the branch counter

Mobile Program Terms and Conditions:-

resources/uploads/files/Privacy Policy.pdf

download:-


https://drive.google.com/file/d/1D1z2ZmQGNs4ZLrjAzjfLbGy60WJsppa7/view?usp=drivesdk


Requirements/How to Order:

Phone and hotline:2820

E-mail:info@albaraka.com.sd

img

Special Baraka Deposit

Al Baraka Bank of Sudan launches the distinctive investment deposit system on the basis of Mudaraba, and the distinctive investment deposit account combines the two characteristics of the current account, which is characterized by flexibility, with the feature of the mudaraba investment account, which is the joint profit according to the Islamic mudaraba system. limits and at the same time gets an expected profit every month under the account

Advantages:-

1) The deposit funds are invested in accordance with the provisions of Islamic Sharia.

2) It is calculated on the basis that there is no minimum or maximum for the premium deposit.

3) The Premium Deposit account has the ability to withdraw and deposit.

4) The Premium Deposit account is linked with the customer’s current account to cover the current account balance deficit when meeting any obligations and vice versa, using a technically perpetual payment order system without manual intervention, within the framework of compliance with the limits determined by the deposit owner.

5) Profits are calculated for the Premium Deposit account on the basis of the average daily closing balance during the deposit period, provided that the balance is not less than the minimum deposit set by the depositor.

 6) That the monthly advance is owed to the profits at a rate of 1%, similar to other investment deposits, and the liquidation takes place every 3 months.

 7) Profits are granted on the number of days the deposit was kept inside the container, without specifying a minimum number of days.

8) The term of the deposit ranges between 3 months, 6 months, 9 months and 12 months.

 9) The deposit's profits are calculated on the basis of its participation at 90% of its value, so that the bank can provide the necessary liquidity to cover in both cases.

10) The contract shall not be terminated before its expiry date unless one of the parties notifies the other at least one month in advance.


Requirements/How to Order:

Phone and hotline:2820

E-mail:info@albaraka.com.sd

img

payroll product

It is one of the innovative and developed banking products from Al Baraka Bank Sudan that aims to provide services to companies and institutions.

 “Salaries” is a developed technical product that allows adding the salaries of employees in institutions and companies to their accounts automatically.

 The program is specifically designed to pay the monthly salaries of employees in institutions and companies with the possibility of payment.

Other advantages

We assist you in any technical arrangements you need to benefit from the "Rateeb" product.

  Accounts will be opened for all your employees with an ATM card.

System benefits (salaries):

It provides the service providers effort and is characterized by accuracy, speed and safety.

Helps companies manage employee salaries in an economical and efficient manner.

It reduces the risks and hassles of dealing with cash and reduces the costs of handling money.

Withdrawals from various teller machines throughout the day.

Purchase through points of sale scattered in many places.

The bank provides a mobile ATM that meets the needs of institutions and companies at work sites.

Withdrawal services without commissions for salary holders.

Take advantage of our various banking services.

For more information, you can visit one of our branches

Requirements/How to Order:

Phone and hotline:2820

E-mail:info@albaraka.com.sd

img

Education Finance Product

Education Financing:

We look forward to assisting you in educating the daughters of the liver

At Al Baraka Bank of Sudan, we believe that education should be available to all. That is why our education financing is designed to relieve the pressures on parents, and we provide education financing for all levels of education.

General features:-

The maximum amount to finance an education product is 50,000 pounds.

The existing obligation is paid after the first installment is collected over the number of months of the academic year minus one month.

what do I need ?

Identification papers

guarantor's check

Maivid the amount required from the educational institution.

For more information, you can visit one of our branches

Requirements/How to Order:

Phone and hotline:2820

E-mail:info@albaraka.com.sd

img

Al Baraka Income Protection Product

Start now to protect yourself and your family:

You can now start deducting a small part of your income in successive periods to provide the protection you may need in the future, so you do not have to worry about what fate hides.

With Al Baraka Income Protection from Al Baraka Bank, we help you protect yourself and your family from income interruption.

Basic Benefits of Pool for Income Protection:

Pay the amount agreed upon in the contract in case of disability, God forbid.

The contributor is entitled to the benefit of losing his source of income if his source of income is exposed to an accident that leads to his loss, removal, destruction or cessation, whether that is permanent or partially, or completely or partially temporary.

The contributor is entitled to a rehabilitation benefit in the event of his disability so that he can practice his work, or any work that generates income for him, according to the special conditions appropriate to his condition and within the amount of the rehabilitation benefit shown in the schedule attached to the contract.

The contributor is entitled to a daily hospitalization benefit in case he needs a sick bed due to an accident

Top 3 reasons why you should join us:

The money will be available for the people you care about, and rest assured that despite the loss of a loved one, there will be no additional financial problems..... Rest assured.

As a business owner, you will save your family worrying about finding money at this critical time....so rest assured.

Your entry into the Al Baraka Income Protection Program with Al Baraka Bank...... protects your family's future..... So rest assured.

Terms and Conditions:

For information, including how to subscribe and terms of service, please visit the nearest Al Baraka Bank of Sudan branch.

Al Baraka Takaful products are compatible with the principles and provisions of Islamic Sharia and approved by the Sharia Supervisory Board of Al Baraka Bank of Sudan.

Requirements/How to Order:

Phone and hotline:2820

E-mail:info@albaraka.com.sd

img

Al Baraka Educational Takaful Product

With us, you guarantee the future of your children!

Nothing is more important than getting a good education. Education affects every aspect of a child's life. No wonder, then, that what you invest in your child is an investment in the future. An obvious fact is that the costs of education are increasing year by year, in many cases exceeding the rate of inflation. It is a proven fact that many smart students today find it difficult to enroll in college due to their poor financial resources.

With Al Baraka Educational Takaful from Al Baraka Bank of Sudan, you guarantee the educational future of your children.

The main advantages of Al Baraka Educational Takaful:

It helps you to be assured that poor financial resources will not be an obstacle to your children's education.

It qualifies you to send your son to continue his education, which is one of the biggest responsibilities and a great commitment.

Providing protection for your son, whether he is in the study stage or not yet, and it includes coverage until the stages of graduation, postgraduate studies, work and marriage.

Top 3 reasons why you should join us:

Al Baraka Educational Program is a program to ensure the sustainability of your children's education.

Al Baraka Educational Program helps you to provide the necessary expenses for your child’s education annually in the event of permanent disability (due to an accident or illness).

Al Baraka Educational Program helps you with a sum of money that you pay when your son graduates from university to use it at the beginning of his career.

Al Yusr in installments:

Participation amounts in Al Baraka Educational Takaful are determined by you yourself, and you must take into account the actual obligations of your son’s study at various stages to include tuition fees, housing, subsistence, deportation…..etc. We can provide you with suggestions to help you determine the appropriate amounts.

Terms and Conditions:

For information, including how to subscribe and terms of service, please visit the nearest Al Baraka Bank of Sudan branch.

Al Baraka Takaful products are compatible with the principles and provisions of Islamic Sharia and approved by the Sharia Supervisory Board of Al Baraka Bank of Sudan.


Requirements/How to Order:

Phone and hotline:2820

E-mail:info@albaraka.com.sd