Types of energy insurance policies
Insurance during construction and construction operations, including: (construction and manufacturing within the workshops - towing and transportation operations - installation and testing).
Insurance during operation includes:-
(A) Property insurance: It has two types of insurance against all risks and insurance against fire / lightning / explosion risks.
(B) Well control cost insurance: includes, the cost of removing debris, liability resulting from pollution and leakage, the cost and cost of evacuation or evacuation, losses or damages resulting from earth explosions.
(C) Liability insurance: includes comprehensive civil liability, liability for damages resulting from the use of the product, and liability towards third parties.
Procedures required to issue an oil and energy insurance policy
Insurance request
For a technical inspection of the insurance issue by the Loss Reduction Department
Issuance of insurance policy
contact us:
phone:+249 91 230 0000
E-mail:info@shiekanins.sd
Hotline:2220
This contract covers losses resulting from fire and lightning, and may also include associated risks such as explosion hazards for properties, buildings and stocks, riots, strikes, hurricanes, floods, explosions of water pipes, earthquakes, volcanoes, electrical wires, vehicle collisions, and others. From other dangers according to the insured's desire and his perception of the possibilities of these dangers
Types of fire and theft documents:-
The standard policy with a specified value: It is of a fixed value, meaning that the sum insured is specified in the policy when it is issued and is fixed throughout the insurance period.
Declaration document: to cover things that are subject to significant changes in their quantity and therefore in their value, an example of this is stored goods.
Floating or common policy: It covers multiple things in multiple places without specifying the value of each of these things and with a single insurance amount.
The value document: in which the compensation value is agreed upon in advance, and is used to cover rare items.
First tier insurance policy.
The document specified in the allowance value.
Procedures required to issue a fire and theft insurance policy
Insurance request.
Technical inspection of the insurance issue by the Loss Reduction Department.
Issuance of insurance policy.
phone:+249 91 230 0000
Email:info@shiekanins.sd
Hotline:2220
The company provides two types of coverages in car insurance:
Third party insurance coverage
Third party insurance coverage is a mandatory policy by law and covers the liability of the insured towards the third party for bodily harm, death and property damage
Comprehensive insurance coverage
Comprehensive insurance covers liability towards the third party in addition to loss or damage to the insured vehicle if the loss or damage resulted from collision, overturning, fire and theft, and riots and disturbances can be added.
Insurance request.
Technical inspection of the insurance subject by the company's engineer.
Issuance of insurance policy.
Securing aircraft bodies against (natural conditions, fire, collision, theft, looting, embezzlement, disappearance of the aircraft).
Liability insurance covers (passengers and their baggage, goods transported by air).
Insurance of personal accidents (death, bodily injury, disability) for workers in the field of aviation and hospitality crew.
Insurance loss of the license.
War insurance (aircraft objects).
Insurance request.
Technical inspection of the insurance issue by the Loss Reduction Department.
call:2220
Group medical insurance
It covers groups of individuals and their families, including parents, for employees of government and private institutions, unions, companies, associations, organizations, and any group with a unified entity. The document covers all aspects of the medical service inside and outside the hospital with four levels of cards (VIP-A-B-C), varying in ceilings, premiums, and the level of hospitalization.
Types of Covers:-
Basic covers:-
Outpatient and inpatient services: (medical examination - diagnostic tests - medicines registered with the Ministry of Health - physical therapy due to an accident or surgery).
Hospital hypnosis services: room cost and services - intensive care unit fees - surgical and anesthesia expenses - hospital services expenses (medical examination - diagnosis - medicines - injections - heart and lung stimulation systems - physical and chemotherapy - corn treatment - nursing - blood transfusion cost - ambulance From the hospital for the purpose of diagnosis or treatment within the city if necessary - the expenses of the mortuary for the preservation of the dead in the event of the death of the dependent after his admission to the hospital).
Optional Covers:-
Pregnancy and childbirth coverage: covers the expenses of examinations and examinations related to the follow-up of pregnancy - caesarean section and natural birth and covers only one birth per year - legal abortion.
Vision detection coverage: it includes vision detection - lenses value - frames value.
Dental coverage: includes extraction - filling - root treatment - gums.
family medical insurance
The company provides medical insurance services for families with the most distinguished medical service providers in the country, through different coverages, and according to a specific financial ceiling. All family members must be included as a basic evil to enter coverage
family medical insurance
The company provides medical insurance services for families with the most distinguished medical service providers in the country, through different coverages, and according to a specific financial ceiling. All family members must be included as a basic evil to enter coverage
Types of Covers:-
Basic covers:-
Outpatient and inpatient services: (medical examination - diagnostic tests - medicines registered with the Ministry of Health - physical therapy due to an accident or surgery).
Hospital hypnosis services: room cost and services - intensive care unit fees - surgical and anesthesia expenses - hospital services expenses (medical examination - diagnosis - medicines - injections - heart and lung stimulation systems - physical and chemotherapy - corn treatment - nursing - blood transfusion cost - ambulance From the hospital for the purpose of diagnosis or treatment within the city if necessary - the expenses of the mortuary for the preservation of the dead in the event of the death of the dependent after his admission to the hospital).
Optional Covers:-
Pregnancy and childbirth coverage: covers the expenses of examinations and examinations related to the follow-up of pregnancy - caesarean section and natural birth and covers only one birth per year - legal abortion.
Vision detection coverage: it includes vision detection - lenses value - frames value.
Dental coverage: includes extraction - filling - root treatment - gums.
Procedures required to issue a medical insurance policy
Insurance request.
Statements of individuals to be insured, medical and takaful containing (their details in terms of gender, age).
Issuance of insurance policy.
call: 2220
Shikan Insurance Company is considered the first insurance company in Sudan to introduce this type of insurance despite the great risks involved.
Agricultural insurance is divided into two parts:
Livestock insurance.
Crop insurance.
First: Securing livestock:
This insurance covers (cows, sheep, goats and camels) against the following risks:
Deaths, diseases and accidents.
Theft (in the case of closed farms)
Abortion (additional price)
Steps required before release:
Fill out the insurance application form and attach a list of the animals to be insured and their prices, provided that they are in good health, and that the animals to be insured are vaccinated, and a valid vaccination certificate against the following epidemic diseases must be brought:
Rinderpest.
Charcoal fever.
Abu Qunet, Abu Zaqala, blood poisoning, brucellosis, sheep pox, and it is recommended to be vaccinated against price fever, smallpox and brucellosis, and there must be regular veterinary supervision.
Claims:
In the event of a death or abortion, the company must be notified immediately with a veterinary certificate proving the death or abortion of the animal, including the reasons for the death or abortion and the date of the accident. In case of theft, a report must be brought from the nearest police station.
Compensation:
In the event of a claim resulting from the death or theft and the completion of the required papers, the compensation shall be paid by paying the real value of the insured animal after deducting the agreed upon tolerance, and the compensation shall be at 25% of the value of the mother cow in the case of abortion coverage
Second: Crop insurance:
The agricultural sector is exposed to many natural risks, such as fluctuations in climatic conditions, drought and floods and the spread of pests and diseases. In addition to these natural risks, the agricultural sector may be exposed to risks related to administrative and institutional failures, price volatility, and so on.
These risks would cause great damage to the agricultural sector, causing farmers and producers to incur heavy losses, which would be a cause of insolvency and instability in the countryside.
The importance of securing crops is as follows
Protecting the grower and producer and compensating him for the loss incurred by production due to natural pandemics.
Providing the required guarantee for banks to provide financing to raise productivity and overcome insolvency issues.
Improving the situation of farmers and supporting their economic stability.
Developing the spirit of solidarity and doubling the national savings.
Reducing government spending on staving off the effects of disasters.
Protect national security, reduce risks, and stop immigration and exodus from the countryside to the capital or other major cities.
Encouraging development in the countryside and in productive areas.
Perils covered by the agricultural insurance policy:
Agricultural pests.
Agricultural diseases.
Unusual weather conditions.
Lack of rain for the rainy sector.
Drowning due to rain for the irrigated sector.
Drought is not covered by agricultural insurance policies, but it can be compensated by the risk prevention funds established by the state
call : 2220
The role of loss reduction management:
The administration follows up the implementation of the recommendations made by the survey technician in coordination with the relevant authorities.
The work carried out by the administration directly contributes to determining the possibility of accepting or rejecting the insurance, based on what comes out of the report prepared by the survey technician. Where the survey technician assesses the risk from several aspects and identifies the shortcomings in the subject of insurance that may cause the realization of the risk and thus the technician makes recommendations to the underwriting departments to formulate them in the form of conditions included in the insurance policy obligating the policy holder to implement them to improve the insured risk
The administration also writes the report on the claims, after surveying the losses, standing on the ground on their location, determining the direct causes that caused them, and comparing them with the document's requirements.
contact us:
phone:+249 91 230 0000
E-mail:info@shiekanins.sd
Hotline:2220
Types of engineering insurance policies:
Contractor All Risks Insurance.
Insurance against all risks of installation.
Securing the machinery and equipment used by the contractor during the execution of his works (Contractors Plant & Machinery).
Machinery Breakdown Insurance.
Boiler explosion insurance.
Electronic Equipment Insurance.
Procedures required to issue an engineering insurance policy
Insurance request.
Technical inspection of the insurance issue by the Loss Reduction Department.
Issuance of insurance policy.
phone:+249 91 230 0000
E-mail:info@shiekanins.sd
Hotline:2220
This type of insurance includes several covers, as follows:
Personal Accident Insurance
Work injury insurance
Civil liability insurance
Server liability insurance
cash insurance
breach of trust insurance
glass insurance
burglary insurance
Medical profession insurance
Comprehensive Banking Document
Procedures required to issue a miscellaneous accident document
Insurance request.
Technical inspection of the insurance issue by the Loss Reduction Department.
Issuance of insurance policy.
phone:+249 91 230 0000
E-mail:info@shiekanins.sd
Hotline:2220
group solidarity
It is a collective insurance for workers in institutions or companies and is carried out either through unions or the administration and aims to provide an alternative income to the family in the event of death, disability or illness of the worker and covers the risks of natural death, death by accident, total disability resulting from accident or disease, partial disability resulting from accident, disability Temporary total, in addition to the advantage of the contributor’s freedom to determine the amount of compensation and increase it whenever he sees it. It is also possible to participate in compensation for dangerous diseases, which include heart attack, stroke, coronary artery operations, arterial (aortic) operations, heart valve replacement, failure, the contributor is paid A predetermined amount in case of contracting one of the aforementioned diseases.
Pension Takaful
The company manages pension funds for employees on behalf of the union or institution, according to the Shariah-approved pension insurance system, where the member pays a monthly subscription in return for enjoying the retirement benefit, which is paid as a single payment upon retirement of the contributor.
In order to participate in the system, the entity requesting the subscription (a union or institution) provides the basic data for the employees, including the name, date of birth and date of appointment.
Takaful Mudaraba
It is an individual system that provides the subscriber with an opportunity to form capital for the purpose of a project such as building a house, a distinguished university education for the children, or an amount for retirement, through a regular saving method. The subscriber pays monthly or annually to the company. Upon the death of the contributor or his permanent disability. It also provides coverage for exemption from premiums in the event of a health contributor's incapacity and coverage for dangerous and diseases.
Mortgage Protection Takaful
It is a system for securing loans and advances, according to which the company pays the balance of the loan (advance) in favor of the lender, in the event of the death of the borrower (obligor of the debt) or the permanent total incapacity that causes him to perform his work or any other work in return for a consideration, and thus the mortgage is released from the property and the family is not affected by the loss of benefit Nor do financial institutions pay the remaining premiums, and the company offers two types of coverage for this policy (Individual Takaful System for Mortgage Protection) and (Group Takaful System for Mortgage Protection).
family solidarity
Family takaful is an individual takaful system that aims to protect the family in the event of the breadwinner’s death or health disability by paying an agreed amount in the event of the aforementioned risks, and insurance for other family members can be added.
Sports Takaful
For this important category, Shikan offers this unique document that covers professional athletes against the risk of injuries that they may incur in the course of sports duty and gives them the agreed advantage in the event of injury.
travel insurance
Travel insurance covers the following:-
1/ Comprehensive medical care. 2/ Emergency dental care. 3/ Sending medicines. 4/ Medical referral or scheduling appointments with a local specialist. 5/ Repatriation of the dependent’s body. 6/ Cancellation of the trip. 7/ Re-deportation of a close family member. 8/ Return of dependent children. 9/ Emergency repatriation due to the death of a close family member or sibling. 10/ Delayed departure. 11/ Urgent message delivery. 12/ Long distance medical information services. 13/ Loss of baggage. 14/ Communication services. 15/ Guarantee bond submitted.
Takaful policies generally cover the following cases:
Natural death, death by accident, total or partial disability, coverage of dangerous diseases (heart attack, shock, heart disease, atherosclerosis and kidney failure).
Procedures required to issue any Takaful insurance policy
Insurance request.
Lists of individuals to be insured containing (details in terms of gender, age).
Document Issuance Insurance.
Phone:+249 91 230 0000
E-mail:info@shiekanins.sd
Hotline:2220
Marine insurance policies cover goods transported by air, sea or land from the specified location from the beginning of the journey to its end. It occurs for goods transported during the sea or air voyage. It can also include the land voyage when it is connected to the sea voyage. There are also conditions for the internal transport document and conditions for the dangers of war and other conditions for the dangers of riots and strikes
The marine insurance policy starts from the time the goods leave the exporter’s warehouse in the country of origin until they reach the importer’s warehouse in the country or city specified in the insurance policy or the expiration of a period of sixty days from the date of unloading the goods at the port or when the owner begins distributing them or changing their course, and generally All documents A / B / C include the dangers of fire, theft, drowning, delinquency, collision and overturning of the means of transport and the resulting damage, except that the internal transport document (not linked to a maritime transport document) is limited in coverage as it covers the risks resulting from accidents of means of transport. Transportation such as coup, collision and fire only. It does not cover the risk of theft and damage unless it is caused by one of the aforementioned accidents.
Ship hull insurance:
This insurance covers the hulls of ships and machinery against the dangers of fire, collision, drowning and delinquency, in addition to freight and war insurance.
Phone:+249 91 230 0000
E-mail:info@shiekanins.sd
Hotline:2220
Shikan Insurance offers this distinguished service to the expatriate segment by providing coverage that includes the expatriate and his family with a collective policy that includes all subscribers, preferential prices, high ceilings, and a very special medical and takaful coverage
Benefits of medical insurance coverage
Outpatient services:
Medical examination - Diagnostic tests - Medicines registered with the Ministry of Health - Physiotherapy due to an accident or surgery
Hospital inpatient services:
The cost of the room and its services and the cost of the intensive care unit - the expenses of surgical operations and anesthesia. - the expenses of hospital services (medical examination - diagnosis - medicines - injections - systems for stimulating the heart and lungs, physical and chemotherapy and corn treatment - nursing - the cost of blood transfusion - ambulance from the hospital for the purpose of diagnosis or treatment Inside the city if necessary - mortuary expenses in the event of death of the dependent after hospitalization
Pregnancy and childbirth coverage:
It covers the examinations and tests related to the follow-up of pregnancy - natural delivery and caesarean section and covers only one birth per year - legal abortion.
Teeth Covering:
It covers extraction - filling - root canal treatment - gum treatment.
Eyesight Coverage:
It covers the vision detection - the value of the lenses - the value of the frames
Advantages of Takaful insurance coverage
Covering dangerous diseases such as (heart attack, stroke, cancer, coronary artery operations, kidney failure)
Condolence expenses cover the cost of mourning expenses according to the nominal value specified in the schedule of benefits.
Procedures required to issue a medical insurance policy
Insurance request.
Statements of individuals to be insured, medical and takaful containing (their details in terms of gender, age).
Issuance of insurance policy.
A copy of a valid residence permit
Phone:+249 91 230 0000
E-mail:info@shiekanins.sd
Hotline:2220
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